Your February 2026 Property Market Update

 

February brought a pause in price growth, but don’t mistake that for a slowdown.

The average price of newly listed homes dipped by just £12 (-0.0%) to £368,019 – essentially flat. However, January’s record-breaking uplift means this is still the strongest start to the year for asking prices since 2020, with values up 2.8% since December.

So what’s really happening in the market across North Kent?

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A Confident Start – But Buyers Have Choice

Early 2026 price growth was front-loaded into January as confidence returned following Autumn Budget uncertainty. February’s steadiness reflects something different: buyers have more choice.

There’s currently an 11-year high number of homes for sale for this time of year. That’s great news for buyers but it means sellers must be strategic.

The market isn’t falling. It’s balancing. And that balance creates opportunity.

Why 2026 Is Shaping Up to Be a Strong Year for Buyers

Several factors are improving affordability and confidence:  

• Property prices are broadly the same as a year ago which is helpful for first-time buyers building deposits.

• Average earnings are up 4.7% year-on-year, outpacing recent cumulative house price growth.

• Mortgage rates are near their lowest level since the September 2022 mini-Budget.

• The average two-year fixed rate is now 4.28%, down from 4.96% a year ago.

• Lenders are offering more flexible borrowing options for eligible buyers.

When affordability improves and stock levels are high, activity follows. We’re already seeing encouraging levels of enquiries across Sittingbourne, Faversham and the surrounding villages.

Spotlight on Sittingbourne

In Sittingbourne, the data tells an important story.  

• The average asking price of homes currently on the market is £356,706.

• The average price achieved over the past 12 months is £295,913.

• 27.3% of homes for sale have reduced their price since first listing.

• Over the last 12 months, values have increased by a modest 0.5%.

• In the last month, prices dipped slightly by 0.2%.

What does this mean?

Buyers are savvy. They compare. They negotiate. And they quickly spot overpricing.

In today’s market, ambition without strategy leads to price reductions, and reductions often weaken negotiating power.

If you're thinking of selling, this is where experience matters. Choosing a trusted estate agent in North Kent who prices accurately from day one can mean the difference between a smooth sale and months of frustration.

Spring 2026: A Market Ready to Move

We’re forecasting a more active year ahead.

With a more stable economic outlook and improved affordability, confidence should continue to build through spring and into summer. Activity levels are expected to rebound strongly compared to recent years.

However, the rules of the market are clear:  

• Buyers have choice.

• Presentation matters more than ever.

• Pricing correctly from launch is critical.

Sellers who come to market at tempting, realistic prices – and present their homes beautifully – will be the ones who secure strong offers.

Thinking of Moving in 2026?

If you're wondering what your property could achieve in today’s North Kent market, let’s talk.

At Quealy & Co, we combine honest pricing, powerful marketing and local expertise to help you move with confidence.

Email: hello@quealy.co.uk
Call: 01795 429836

Or book your free, no-obligation property valuation in Kent here:

https://www.quealy.co.uk/properties-valuation

Spring momentum is building. If a move is on your mind, now is the time to act.